Become a Member-Owner

Complete the form below to start your journey with us.

How to Join Black Capital Credit Union

Becoming a member is easy. To apply, complete and submit the online application form below. Alternatively, you can email info@bccu.co.za to request a form. Please ensure you attach a certified copy of your identity document and proof of payment.

Required Fees

  • A once-off non-refundable application fee of R200.
  • An obligatory share subscription of R500.
  • A minimum monthly saving contribution of R200.

After Joining

  • Maintain your membership by contributing a minimum of R200 each month.
  • Attend the Annual General Meeting to participate in governance.
  • You are eligible to withdraw funds or apply for loans, subject to BCCU rules.
Step 1: Personal Details
Step 2: Next of Kin
Step 3: Membership Commitment

Step 4: Application & Payment

Option 1: Pay via EFT

Account Holder: Black Capital Business Growth Initiative NPC

Bank Name: First National Bank

Account Number: 63111156930

Branch Code: 210835

Reference: Your Full Name & Surname

Option 2: Pay Securely Online

Click the button below to pay the R700 membership activation fee (R200 Application + R500 Shares) via our secure payment partner.

Pay R700 Online Now